Cool Liability Insurance Contractors Ideas. Any subcontractor and contractor need to have a kind of public liability insurance, whether they offer cleaning services or building services. This is the minimum coverage you can have, as a starting point.
Public liability insurance covers you in the event your business activities cause injury, loss or damage to a supplier, customer or member of the public and they seek compensation from you. Whilst most online brokers will give you a comparison between three or four insurers, we deal with over 25 insurers in respect to professional indemnity insurance. Web by way of background, wisconsin statute uses nine factors to determine if workers are employees for purposes of unemployment insurance tax liability.